Monday, June 27, 2011

Zakat2


Voluntary

  • Donation to build mosques and schools
  • Helping non-Muslims (those in need of non-Muslim citizens).

[edit]Minimums and amounts

It is not written anywhere in the Qur'an that the faithful must give a specific amount, in fact it goes so far to say that there is no specific amount or rate.[citation needed] However, most Muslims pay 2.5% of their income as is specified in the books of Muhammad al-Bukhari andMuslim ibn al-Hajjaj.
It is an obligation on Muslims to pay 1/40 (2.5%) of the wealth which they have had for a full lunar year1/40 (2.5%) of goods used for trade, and 5% or 10% of certain type of harvests depending on irrigation.[8][9] Exempt from Zakat are a person's house and personal transportation.
Zakat is not mandatory on harvest if the total did not reach the minimum limit (nisāb) of about 653 kg (1,440 lb) of crops,[8][9] nor on gold amounts if the owner has less than 85 g (3.0 oz) of gold or less than 595 g (21.0 oz) of silver.[8][9]
The Qur'an specifies that Zakat should be paid upon receipt of income in the passage :
...eat of their fruit in their season, but render the dues that are proper on the day that the harvest is gathered.
Qur'an 6:141Sura Al-An'amAyah 141
Most Muslims calculate and pay their Zakat at the end of the lunar year as said above. In some communities this is frowned upon.

[edit]Schedule of Zakah

Wealth on which Zakah is payableAmount which determines the payment of Zakah (Nisab)Rate of Zakah
1. Agricultural produceAwsuq[9][10] (653 kg (1,440 lb)) per harvest5% produce in case of irrigated land; 10% of produce from rain fed land.[11]
2. Gold, silver, ornaments of gold and silver85 g (3 oz) of gold or 595 g (21 oz) of silver[8]2.5% of value[8]
3. Cash in bank or in handValue of 595 g (21 oz) of silver[8]2.5% of amount[8]
4. Trading goodsValue of 595 g (21 oz) of silver[8]2.5% value of goods[8]
5. Produce of minesAny quantity[8]20% of value of produce[8]
6. Cows & buffaloes30 in number[8]1 for the first 59, 2 up to 89, 3 up to 150, 1 one-year old for the first 39, 1 two-year old up to 59, 2 one-year old up to 69[8]
7 Goats & sheep40 in number[8]1 for first 40, 2 for 120; 3 for more than 200, 1 more for every 100[8]
8. Camels5 in number[8]
  1. up to 5-24, 1 sheep or goat for each 5 camels;
  2. 25-35, one 1-year old she camel;
  3. 36-45, one 2-year old she camel;
  4. 46-60, one 3-year old she camel;
  5. 61-75, one 4-year old she camel;
  6. 76-90, two 2-year old she camel;
  7. 91-120, two 3-year old she camel;
  8. 121 or more, one 2-year old she camel for additional 40 or one 3-year old she camel for additional 50. They also give food and rare items to the ones in need.[8]

[edit]Who is entitled to receive Zakat

The Qur'an mentions eight categories of individuals who qualify to receive Zakat:[12][13]
  • 1. The poor - Fuqara'
  • 2. Needy - Al-Masakin
  • 3. Those who collect/distribute Zakat - 'Amileen 'alayha
  • 4. Those whose hearts are to be won - Mu'allafatu Qulubihim
  • 5. Those enslaved, to free the captives - Ar-Riqaab
  • 6. Those in debt - Al Ghaarimeen
  • 7. In the path of God - Fi sabil Allah
  • 8. Wayfarer - Ibnul-Sabeel
By consensus of the jurists, the recipient can be a Muslim or non-Muslim within most of the categories, although some scholars say non-Muslims may only receive Zakat as payment to get them to help stop hostile public campaigns against Muslims and as per the "4th category" to pay potential converts to Islam.[14][15]
The seventh category, Fi sabil Allah (in the path of God), is interpreted by all narrations of the Sahabah and the Tabi‘un and the majority of the Qur'anic exegetesis to support those who fight in the cause of Islam, the mujahideen,[16][17][18] but has also been applied to fund missionary work, Quranic schools and to serve the community in-general.[19]

[edit]Ineligible recipient

The following recipients are not eligible to receive the obligatory due (Zakat):
  • Descendants of the family of the Islamic prophet, Muhammad
  • In places where the community is financially capable of maintaining such projects as construction or maintenance of mosques, schools and similar projects (usually in developed countries)
They may use the Sadaqah money, based on what the Shura decides.

[edit]Zakat in Sufism

While Zakat plays a large role in the Muslim religion, "classic Sufi sources portray the Sufi as standing outside the system of Zakat". This is because a traditional Sufi will own no property and therefore they will pay no Zakat.[citation needed] Now this places them in a class with the poor who are allowed to receive the benefits of Zakat, but they are not allowed to receive what others are able to give due to their "greater spiritual wealth".[6][page needed]

Zakat1


Zakāt (Arabicزكاة‎ [zæˈkæːh], sometimes "Zakāh"[1]) or "alms giving", one of the Five Pillars of Islam, is the giving of 2.5% of one's possessions (surplus wealth) to charity, generally to the poor and needy.
It is often compared to the system of tithing and alms, but it serves principally as the welfare contribution to poor and deprived Muslims. It is the duty of an Islamic community not just to collect zakat but to distribute it fairly as well.
In European history, the Muslim administrations of Spain (Al-ʾAndalūs) collected Zakāt from large land owners in the form of land, and redistributed this land directly amongst the poor farmers. This helped greatly to reduce rural poverty and increase agriculture. It resulted in a rapid growth of the population and it made Islam the faith of choice for many of Spain's poor.[2] Likely, this social and economic success of Zakāt was perceived as a threat to Europe's feudal and papal economy, which was heavily based on exploiting land monopolies, and much less successful in creating wealth.[3] Also in Persia's early Islamic history, Zakāt on land property helped to achieve great social and economic progress.
As a mandatory requirement of the Sunni branch of the Islamic faith, every year 2.5% of one's wealth is given away to the poor. Shias however have a different system called the Khums.[4]
Zakāt is different from sadaqah (plural, sadaqat). Where Zakat exclusively involves the sharing of one's material & financial wealth to help others, sadaqat in addition to that, can also involve the sharing of happiness among God's creation, such as saying kind words, smiling at someone, taking care of animals or the environment, etc. Unlike Zakat, sadaqah is not obligatory.
Zakat and sadqah are acts of worship undertaken as a means of spiritual purification, as it can absolve a Muslim of some of their sins. It is the only tax sanctioned to the Islamic state, according to the Islamiclaw (sharia).
Muslim jurists agree that zakat was and is obligatory on the Muslim who has reached puberty, who is sane, who is free, and who owns the minimum assigned nisab, throughout Islamic history; denying Zakat equals denying the Islamic faith. However, some Muslim jurists differ on the details of zakat, which may include rate, the exemptions, the kinds of wealth that are zakatable. "Zakatable" refers to assets subject to zakat according to Islamic examples and directives. Some scholars consider the wealth of children and insane individuals zakatable. Some scholars consider all agricultural products zakatable, others restrict zakat to specific kinds only. Some consider debts zakatable. Similar differences exist for business assets and women's jewellery. Some require certain minimum nisab for zakatability. The same kind of differences also exist about the disbursement of zakat.[5]
The Qur'an does not provide the definition of zakatable wealth nor does it provide the required percentages in zakat. It is left to Sunnah to give, by example or by directives. It must be realized, however, that the Qur'an mentions a few kinds of zakatable possessions, such as gold and silver, crops and fruits, earnings of trade and other business enterprises and what is drawn from beneath the earth (natural resources).
Muslims fulfil this religious obligation by giving a fixed percentage of their surplus wealth. Zakat has been paired with such a high sense of righteousness that it is often placed on the same level of importance as offering Salat.[6] Muslims see this process also as a way of purifying themselves from their greed and selfishness and also safeguarding future business.[6] In addition, Zakat purifies the person who receives it because it saves him from the humiliation of begging and prevents him from envying the rich.[7] Its importance and centrality to Islam results in the "punishment" for not paying when able being very severe. In the 2nd edition of the Encyclopaedia of Islam it states, "...the prayers of those who do not pay zakat will not be accepted".[6]

Categories

There are two categories of charities in Islam - obligatory and voluntary

[edit]Obligatory

  • Zakat on wealth, including savings (traditionally gold and silver), investments, and trading/turnover stock (and cash in hand)
  • Zakat on livestock which covers camels, cattle and sheep and goats as one category
  • Zakat on agricultural produce, including grains, pulses, cereals and in some case other produce if they are to be dried or pressed for oil
  • Zakat on the produce of mines and also buried treasure
and in some cases

[edit]Zakat-al-fitr

Zakat al-fitr is very different to the Islamic pillar of Zakat. It is connected to the pillar of Sawm (fasting in Ramadan) and acts as a purification of the fast itself.
  • Almsgiving on self, Zakat al-fitr (fast-breaking zakat)